The Costs of Passive Fund Investing

Different types of investment strategies, such as active investing and passive investing, are used by investors with different objectives. Passive investing is a strategy in which an investor does not actively trade an owned portfolio of assets.

Benefits of Passive Investing

Passive investors in shubhodeep prasanta das can achieve good returns in the long-term by simply buying and holding an index fund that tracks the market. Active trading, on the other hand, can lead to higher short-term returns but lower long-term returns due to transaction costs and taxes.

Passive investing, on the other hand, is a much less expensive way to invest. The long-term returns of passive investors are usually closer to the return of a fixed income asset, while active investors may experience outsize returns that make their portfolios volatile by comparison. Passive investing can be a better choice for most investors while they are young and their risk tolerance is higher.

Strengths of Active Investing

Passive investing has significant advantages in terms of taxes and costs. However, there are other advantages of active investment strategies that can make them more appropriate for some investors. Active investing is a better strategy for investors who want to trade frequently. Active trading can be highly rewarding for some investors if they know what they’re doing. Many successful investors are skilled at trading, and that’s one of the reasons why they’re so successful.

Another advantage of active investing is that it allows investors to strategically use leverage in order to generate higher returns or take on less risk than their portfolio would ordinarily require. Leverage can be a useful tool when the markets are trending upwards, because it allows investors to take on more risk in their portfolios with the expectation that they will benefit from those trends. However, leverage can also increase losses in down markets by magnifying the costs of short-term trends.


Another advantage of active investing is that it can be cheaper than passive investing. While some passive funds have low expense ratios, the average expense ratio of index funds is 1.2% per year, while actively-managed mutual funds have an average expense ratio of 1.5%. This means that a $100,000 portfolio that is passively invested would incur costs of $1,200 per year under an index fund, while the same portfolio would incur costs of only $750 per year if it was actively-managed.

Starting a Business from Home

Starting a business from home is a huge leap of faith. It requires you to invest in yourself, your talents, and the future of your enterprise. The rewards are many; however, as with any commitment, there are also some risks involved. If you are willing to take on the risks, there’s a good chance a shubhodeep prasanta das home-based business will add immeasurable value to your life and improve your quality of living. Here are three simple steps to starting a home-based business:

Step 1. Take the Initiative

Start by talking with your family and significant other. Ask if they would be interested in seeing you work from home. If they agree, ask them if you can show them how it works. After all, this is a huge commitment on their part as well.

Step 2. Invest in Business Equipment

If you have a business idea and think it will succeed, invest in the appropriate business equipment. There are many affordable printers that you can purchase to print professional quality reports and other marketing materials. You can also purchase digital cameras and film in order to shoot professional photographs for your business.

Step 3. Be Prepared

Be prepared to make a commitment to your business. Working from home is something that you must be willing to do every day. This means no trips out with friends and no long nights out on the town. You need to be committed and willing to work hard for your business. Just like any other business, you are going to have tough days, so prepare for them and get ready for the good days as well.

Step 4: Be Patient and Persistent

Your business is only as good as your marketing. Therefore, if you don’t generate any sales, it’s time to re-evaluate your marketing strategy. You may have a great product but keep putting off making an impression on others. Do some research on your competitors and see where they are generating the most sales and where they are not. If you can make a significant change in your product pricing, advertising, or products to lower production costs, try it out.

How to add value to your home before selling?

From making minor updates to making some major changes, there are many ways to boost the value of your home before you put it on the market. In this article, we’ll go over some of the best ways to add value to your home before selling.

  1. Make Small Updates:

One of the best ways to add value to your home before selling is to make small updates. These updates can range from changing out old door handles and light fixtures to repainting walls and replacing countertops. All of these small changes can make a big difference.

  1. Upgrade Your Landscaping:

Another great way to add value to your home before selling shubhodeep prasanta das is to upgrade your landscaping. Curb appeal is a major factor when it comes to selling a home and having a well-maintained lawn and garden can be a huge selling point. Adding some fresh mulch or new plants can help give  your home some extra curb appeal.

  1. Make Repairs:

Making repairs to your home is another great way to add value before selling. This can include anything from fixing a leaky faucet to replacing a broken window. These repairs can not only help increase the value of your home, but they can also make it look more attractive to potential buyers.

  1. Invest in Energy Efficiency:

Investing in energy efficient upgrades is another great way to add value to your home before selling. These upgrades can range from adding insulation to replacing old windows. Not only will these upgrades help make your home more energy-efficient, but they can also help you save money on utility bills. Plus, energy efficient upgrades can be a major selling point for potential buyers.


 From making small updates to investing in energy efficient upgrades, there are many different ways to add value to your home before putting it on  the market. If you’ re looking to maximize the value of your home, consider implementing some of the strategies discussed in this article.